As some of you may know, when some companies take a huge nosedive in price to its 52 week low, I like to take a closer look at it to see if it's worth buying. Rockpoint Gas Storage is a publicly listed natural gas storage company that was spun out of Brookfield Infrastructure and it is now trading at below it's IPO price. What I found is what is very common among companies which are spun out by private equity. This company has about 1.2 billion in assets and it was also saddled with 1.2 billion in debt. So, it looks like Brookfield sold 3 billion of market cap in shares of a 1 billion dollar company that is 1 billion in debt, so it literally has a net asset value of zero. Lovely. At some point, this company will sink under its debt load and likely fail. I feel like at that point, Brookfield will likely use some of their 3 billion of proceeds to buy it back out of bankruptcy for a dollar and then sell it to more unsuspecting retail investors. Yes, that's me being cynical. 😝 $RGSI
I’ve opened a 2nd TFSA for high risk dividend stocks to do an experiment and see if it’s worth it I’ll keep y’all updated. So if there’s any recommendations on any dividend stocks lmk🫣 *in CAD* P.S. is this a good gain for someone who’s only been investing exactly 1 year ago today?
After pooling all my dividend funds received in September (less those on a DRIP program) plus my daily contributions, I settled on buying into $CANY this month
I have Four credit cards: Scotia Scene+ (When I landed in Canada) PC Mastercard (Have stopped using this card Since a year now) Flexiti ( I don’t use this at all) Amex Gold (Got just last month) Need a suggestion: Since i do a lot of grocery and nearby dinings and activities around. A lot of stores and places don’t accept Amex so was planning to add another card just to reap benefits to the max. Which one you would recommend, was confused between these two below: 1) Wealthsimple Visa Infinite+ 2) Scotia momentum visa infinite ($120 per year fee) 3) CIBC Dividend Visa Infinite ($120 per year fee) In Wealthsimple I can waive off my monthly fee by adding my direct deposits to it. My in depth research shows I should go for Wealthsimple visa infinite plus. But still wanted to hear your guys opinions on the same. $VFV$VDY$XEQT$MSTE read more
I just did hit my biggest financial breakthrough of my life. Honestly, it still doesn’t feel real. This is more than just a number in an account, it feels like a dream coming true. ❤️ I came to Canada in mid-2022 as an international student with one suitcase, big dreams, and no idea how far this journey would take me. I started from $18/hour, worked, saved, invested, learned from my mistakes, and kept going. Was stuck in that loop of minimum wage till this year beginning that is for 3 straight years. I upskilled myself last year and worked my ass off to get my field job this year. Three years later after consistent investing, seeing that $100K number feels incredibly emotional. 🥹 And if I can do this while starting from scratch and working an $18/hour job, I genuinely believe it’s possible for many others in Canada too. It’s not about making huge money overnight. It’s about being consistent, living below your means when you can, investing patiently, and giving yourself enough time. To anyone who is just starting: your first $10K might feel impossible. Your first $50K might feel far away. But keep going. Today, I’m just grateful. 🇨🇦❤️ $100,000 — a milestone I’ll never forget. 😭📈 Cheers to everyone who supported me in this journey especially my wife, my mathematics teacher and all my fellow blossom peers🥂 Happy investing 😀 $VFV$VCN$MU$MSTE$SNDK$XEQT$NVDA$OSCRread more
I’m looking to start investing in dividend ETFs and would love to hear your thoughts on which ETFs you would consider for a long-term portfolio. I’m currently thinking of starting with these two: • ISPA — iShares STOXX Global Select Dividend 100 ETF (Dist) • JGPI — JPM Global Equity Premium Income Active UCITS ETF - USD (Dist) My initial idea would be to allocate 50% to each ETF. Would you consider these two a good starting point, or would you look at other dividend ETFs available to European investors? 💰📈read more
Dividends feel like "free paychecks." The math says they aren't. If you want to build long-term wealth, total return beats dividend investing every single time. Here is the simple breakdown 🧵 1️⃣ Dividends are not free money. If you own a $50 stock and it pays a $2 dividend, the stock price instantly drops to $48. You didn't make $2. You just moved $2 from your left pocket to your right pocket. Your total net worth is still $50. 2️⃣ The research is settled. Decades of academic studies show that dividend payouts do not generate higher returns. Dividends don't make a stock superior. Healthy, profitable businesses do. Yield is simply how a company hands you cash, not how much value it created. 3️⃣ You miss the biggest winners. High-growth companies reinvest their cash to build better products and expand. When you filter only for high-dividend yields, you load up on slow-moving companies (like utilities and older banks) while cutting out the fastest-growing compounders in the market. 4️⃣ Dividends take away your tax control. Every time a cash dividend hits your non-registered account, you trigger an immediate tax bill. Whether, you needed the money today or not. With share growth, you stay in the driver's seat. You decide when to sell and when to take the tax hit. 5️⃣ Dividends solve an emotional problem, not a math problem. Getting cash in your account feels good, but feeling good doesn't make the math better. Stop worrying about how the pie is sliced. Focus on growing the size of the entire pie. ___ THE TAKEAWAY 👇: Stop chasing yield traps and focus on what actually builds wealth. If you want a simple, data-backed approach: • Buy low-cost, globally diversified broad-market ETFs • Automatically reinvest every dollar • Focus on growing your total portfolio balance • Sell shares only when you actually need cashread more
BTCY.TO Previous: $0.0640 → Current: $0.0430 Latest cut: -32.81% 📉 1-year distribution change: -49.41% ETHY.TO Previous: $0.0350 → Current: $0.0240 Latest cut: -31.43% 📉 1-year distribution change: -49.26% Here are two possible reasons: ⚠️ 1. Capped Upside Erases Rally Gains When crypto prices skyrocket, they smash past the strike prices of the call options these funds sold. This locks the funds out of the biggest breakout gains, preventing their underlying capital (NAV) from fully recovering while still leaving them exposed to past losses. 📉 2. Volatility Drop Shrinks Option Income The fund's "dividends" are fueled purely by options premiums, which rely on market panic and uncertainty. Once Bitcoin and Ethereum enter a steady, sustained upward rally, implied volatility collapses, drastically drying up the premium cash flow available to distribute to you.read more
I recently updated my TFSA + RRSP holdings, and based on the latest ETF distributions, I’m currently sitting around $470–$500/month in portfolio income. My TFSA is focused on income + growth, with positions including: 📈 CAGE & VDY — long-term growth/dividend foundation 💵 HHIS, HMAX, MSTE, UTES & others — income generation ₿ BCCL & TSLY — higher-risk income strategies 🏦 NSAV — part of my emergency fund My RRSP is much more growth-focused with XEQT + VFV. The goal isn’t just to collect distributions. I’m trying to build a portfolio where the income can eventually be reinvested into my long-term holdings and help create even more income over time. 🎯 $500/month is almost here. Next milestone: $1,000/month. I’m curious — what was your first passive-income milestone?read more
Fidelity High Dividend ETF $58.33 State Street SPDR Portfolio High Yield Bond ETF $157 Goldman Sachs S&P 500 Premium Income ETF $165 FT Vest S&P 500 Dividend Aristocrats Target Income ETF $167 Yields change and aren't guaranteed
My $179.09$SCHD dividend just landed in my Roth. But I'm not $179.09 richer. A dividend isn't free money — it's the ETF handing me back part of what I already owned, in cash. The share price drops by the same amount. Think of it like moving money from your left pocket to your right pocket. I used it to top up: SCHD is now at 675 shares, $IDVO at 87. Did you get a SCHD dividend? What did you do with it? Stock cards: https://www.simplysafedividends.com/?affiliate=dapperdividendsread more
Monthly: $388.23 $CDAY$84 + $101.43 $BANK$68.4 $HDIV$32.98 $UTES$82.8 $VDY$18.62 Quarterly: $29.27 $VEE$7 $VIU$22.27 Total : $417.5 all of it will be reinvestedread more
Memberships are at record highs, digital sales keep climbing, and the model still runs like a well-oiled machine—but the stock’s valuation leaves little room for error. Full breakdown of the tailwinds, headwinds, and strategic outlook here: https://divistockchronicles.substack.com/p/costco-fy26-membershipdriven-retail
Hello, 911? I’d like to report a murder. This week, my portfolio absolutely killed the S&P 500’s weekly return. I guess it was personal. In the prior week, semiconductors took a temporary dip. I saw it as a blip and bought the dip. This week, I reaped the benefits of that decision. I have done this repeatedly as investors irrationally rotate into other, less-profitable sectors as a “defensive” play. In my opinion, that move makes little sense in today’s market environment. Over and over, these selloffs have created buying opportunities, and I have been able to profit from them. I plan to remain concentrated in semiconductors and, to a lesser extent, big tech and AI going forward. My current portfolio includes $CHPY, $GPTY, $YRAM, and $DRMY . Not every fund I own is from YieldMax, despite what the post title may imply. The title was partly due to space limitations, but let’s be honest, it also got your attention. $VGTX launches on October 6, and I plan to begin buying it as soon as it becomes available. That will give me a broader information-technology position to add when my other funds are outside my preferred buy ranges. YTD, my portfolio has returned 55.87%, compared with 16.01% for the S&P 500. This week, it returned 5.71%, versus 1.27% for the S&P 500. I am doing this while producing substantial cash flow. My trailing yield is currently 38.37%, while my yield on cost is 45.65%. In other words, my shares pay a higher income now than they did when I bought them. This is mostly due to the shares' value appreciating. Since I started posting here, some people have asked, “What value does this portfolio add compared with regular semiconductor ETFs?” On one hand, that is an astute question. On the other hand, I have to ask in light of the numbers I just shared with you, "Are you kidding me?" The question makes sense if spreadsheets are all you care about. But I am not interested in spreadsheets alone. I am interested in a balance of total return and cash flow. Who would not be happy with a roughly $15,000 portfolio paying approximately $7,000 to $9,000 per year in distributions while also appreciating in value? So far, my returns have also significantly outpaced what many critics’ preferred approaches have produced since this portfolio’s inception. I remain intentionally concentrated in semiconductors and tech because I believe they are among the few areas of the market that can currently support an option overlay capable of producing yields above 25%. I believe there is enough wind in the sails for that to remain possible for years. As I have said elsewhere, I am targeting 130% of my income needs. Once I reach that target, I expect to begin buying less-aggressive option-income funds and slowly pivot from being heavily concentrated to being more diversified. My philosophy is simple, concentrate when you need more income, and diversify when you have enough. Anyway, this was a great week for my portfolio. If anyone wants to know what sort of prophetic insights I have regarding what the market will do next week, my answer is, "lolidk."read more
It has been a good month for my portfolio. Not the best, but good. Truth be told, this portfolio can swing more in a month in either direction than it did this month. Only 10% of my distributions are being reinvested and 10% of my other modest income is being invested into the account. In other words, most of this month's increase came from NAV appreciation. I have intentionally concentrated in semiconductor/AI sectors because I believe they currently have enough wind in the sailto sustain the option strategies these funds use to pay income. I have been using this income since April 2026, so, about 5 months now. Through that time my portfolio has seen a high of a little north of $20k and has also dropped as low as about $14k. So, it's a wild ride, but market conditions have allowed this income to be robust overall. $YRAM didn't pay a dividend the first week of September. Also, $DRMY was a bit smaller at the beginning of the month. I was also in $SEMY which had done great, but, "diversified" Yield Boost funds get decimated by choppy markets. They do well in bull runs, well in sharp downturns (it will lose NAV but protective puts help a lot if the market is really tanking), and terribly in choppy markets. So, I took the money out of SEMY and put that money in YRAM and also bought more DRMY. When we had a dip in semiconductors, I continued to buy DRMY. While DRMY was green, I bought YRAM. $VGTX will be coming out in October and I expect to buy it pretty much as soon as it comes out. It will start off as a modest position but will grow significantly when I get my $15,000 windfall in November/December of 2026. $CHPY was a great opportunity and I entered it heavily with an average cost basis of about $57 per share. So, CHPY is currently the majority of my portfolio (by which I mean almost all of it!). I am currently working to get my portfolio to 130% of my budget. Once that target is achieved, I will start buying equity funds with less aggressive option overlays and start diversifying for the sake of diversification rather than diversifying only through opportunities that surface. read more
